Dynamic Solutions
Banking & Finance · United Kingdom

Northbridge Bank stops 3x more fraud with real-time ML scoring

Rule-based fraud checks were both missing sophisticated fraud rings and generating false-positive friction for legitimate customers.

3.1x increase in fraud caught

58%

58% reduction in false positives

Sub-200ms scoring latency in production

Before

Existing architecture

Batch rule engine running every four hours against transaction exports.

After

Proposed architecture

A streaming ML scoring pipeline evaluating every transaction in under 200ms, with a feedback loop from fraud analysts back into model retraining.

Machine LearningKafkaPostgreSQLAWS

"We finally trust the model enough to act on it in real time."

Head of Fraud Operations, Northbridge Bank

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